What to Do if You Have An Auto Accident
Aid The Injured
- Don't move injured individuals unless absolutely necessary.
- Warn other drivers.
Call The Police
- Give the exact location and advise if medical help is needed.
- Write down the name and badge number of police who assist you. Are they state or local police, or the county sheriff's deputies?
- Was anyone given a ticket? If so, who?
- Was anyone injured? If so, see Obtain Facts About Injured Person(s).
Record Facts About YOUR Vehicle
- Date, time and location of accident
- Driver's name, age, address and telephone number
- Name of driver's employer
- Nature of damage to your vehicle
Obtain Facts About OTHER Vehicle(s)
- Driver's name, address and telephone number
- Make and year of vehicle, license number and registration number
- Insurance company's name, address and telephone number
- Nature of damage to the other vehicle(s)
Obtain Facts About Injured Person(s)
- Name, age, address, and nature of injury of anyone injured.
- Was injured in policyholder's vehicle, in other vehicle, or a pedestrian?
- Nature of Injury.
- Where were they taken, or treated?
Record Facts About Other Property Damaged (Non-Vehicles)
- Property owner's name, address and telephone number
- Object Damaged
- Nature of Damage
- Get the name, address and telephone numbers of at least two people who saw the accident.
Describe The Accident
- Describe what happened and draw a complete diagram of the area showing your vehicle and other vehicles involved.
- Indicate North direction.
- Include the city and state, as well as street or highway number.
Call Your Agent or Insurance Company Representative